The monthly fees will be charged to your brokerage account on the date indicated at the time of subscription. If you cancel your subscription before this date, no fees will be charged. You must be the primary holder of at least one active individual account at the time of billing. Your monthly subscription will be automatically renewed on the same date each month, unless you have canceled your subscription before this date. If you decide to cancel your subscription after the initial or monthly payment date, no full or partial refund will be provided, and you will retain access to the service until the end of the current period. At the time of the initial or monthly payment, NBDB may cancel your subscription without notice if you do not have sufficient funds in your account to cover the payment.