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Who can act as the beneficiary's primary caregiver in an RESP? 

The beneficiary’s primary caregiver is a person or organization primarily responsible for the care and education of a child. The caregiver may be an individual or a public entity.

An individual caregiver is a person who is eligible for the Canada Child Benefit (CCB) to support their dependent child under the Income Tax Act. This may be the mother, father, grandparent, or legal guardian.

A public primary caregiver is a department, agency, institution, or organization that has custody of a child and the right to receive payments under the Children's Special Allowances Act on behalf of the child.

For more information, visit the RESP page of the National Bank website.

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