InvestCube

Automatic portfolio rebalancing

Alert

It is no longer possible to apply for a new InvestCube account. Only existing accounts will remain active.

ETFs made easy

This automatic rebalancing solution allows you to easily invest in exchange-traded funds (ETFs)1. The InvestCube account is only available to those who have already subscribed.

InvestCube allows you :

  • Build your ETF portfolio by choosing from 5 asset classes
  • Choose among a selection of ETFs
  • Benefit from your portfolio being rebalanced automatically
  • Save on management fees

 

$10,000

Must maintain a minimum balance of $10,000

Rebalancing fee of

0.30% to 0.50%

You'll also enjoy
commission-free trading!


Transfer fees

refunded

up to $150 plus taxes

 

$0

annual administration fee

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Tips from our experts

Exchange-traded funds (ETFs) are baskets of securities that are traded on a stock exchange like shares. Generally, investors use ETFs for two reasons: as a passive way to invest over the long term, or to gain exposure to a short-term trend in a given index.

Automatic rebalancing: advantages and pricing

Automatic rebalancing consists of restoring the original proportion allocated to each asset class following market fluctuations. Your portfolio therefore retains its initial diversification over the years without requiring any intervention on your part.

  • InvestCube automatically rebalances your portfolio at least 2 times a year or up to 12 times if necessary
  • The portfolio is rebalanced when an asset class deviates by 20% or more from its target weight.
InvestCube rebalancing fees

InvestCube rebalancing fees

Rebalancing fees for InvestCube are calculated based on all the portfolios held in the same root.2

They are taxable and billed quarterly on the 22nd day of January, April, July and October. Fees are based on the average value of the portfolio on the last business day of each month.

Open an account in three steps

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Contact us or sign up online

For personalized assistance, call one of our dedicated representatives at 1‑800‑363‑3511

If you prefer to sign up online, please complete this form. Print, sign and send it to us by mail or bring it to a National Bank branch.* Your account will be opened within 24 to 48 hours.

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Create your portfolio

Once you open your account, you will receive an email with a link to our new selection tool where you can create your personalized portfolio. It's easy to use and no installation is required.

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Activate your account

Our dedicated team will contact you by telephone to confirm your selection and complete the account opening process.

Ready to take advantage of our automatic rebalancing solution?

The fine print

Learn more

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Learning centre


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Events


04/09

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We're here for you

Questions? All answers, no hassle

Ready to sign up for InvestCube?

Call us to have InvestCube added to your account.

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Terms of use
National Bank Direct Brokerage’s virtual assistant

When using our Virtual Assistant Service (the "Chatbot"), you accept these Terms of Use, which are subject to change without notice. Furthermore, you agree to consult these Terms of Use from time to time and acknowledge that your continuing use of the Chatbot means that you have accepted any changes that may have been made. Your continued use of the Chatbot means that you’ve read, understand and agree to these Terms of Use, the Terms of Use for our website, our Online transaction services, and to our privacy policy. You also understand any other agreements that you have with us will continue to apply when you use the Chatbot.

1. Our Services and your responsibilities

The Chatbot is an automated service which is integrated into our online trading platform. The Chatbot is preprogrammed to answer general questions concerning the use of our online trading platform solely for informational purposes. The Chatbot is not able to answer questions on transactions or products you hold with us.

By using the Chatbot, you understand and agree that:

  • The Chatbot does not provide financial advice, investment advice, recommendations or financial planning services.
  • The Chatbot does not conduct any transactions.
  • The Chatbot may not be able to answer all your questions. Therefore, it may not be able to provide you with the information you require. You must judge whether the answer provided responds to your question accurately. In the case of uncertainty, a customer service representative would be happy to help you. You can call us toll free at 1(800) 363-3511.
  • The Chatbot is not a complaint service. You cannot use the Chatbot to file complaints. If you have any complaints, you can contact us at the number indicated above.
  • We monitor, record and store the discussion that you have with the Chatbot to improve our interactions with our clients.
  • You will not provide the Chatbot with any confidential, personal, or private information. For example, you will not provide the Chatbot with your User ID, password or other personal information.

2. Limitation of Liability

You acknowledge that we won’t be liable for any losses or damages that you may suffer as a result of your use of the Chatbot, including if the Chatbot is unavailable for any reason.

We cannot guarantee that the results obtained via the Chatbot will be accurate and reliable and that the answers provided will meet your expectations.

We will not be held liable for damages you incur as a result of:

  • Any delay, error, interruption or omission on our part or any other event beyond our control.
  • Any deficiency or technical error or any unavailability of our systems and wireless networks.
  • Your failure to meet any of your obligations.
  • Any amendment to or suspension, refusal or blockage of the Chatbot.
  • Any decision or measure you take in response to information and data obtained via the Chatbot.
  • Any other damages you may incur that are not caused by negligence on our part.

3. Language

You have requested that these Terms of Use, and related documents be drawn up in English.

4. Governing Law

These Terms of Use are governed and must be interpreted in accordance with the laws in force in the province or territory where you reside. If you reside outside Canada, the laws in force and the courts of competent jurisdiction are those of the province of Quebec.

Virtual assistant